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Your Blue Medicare Supplement plan benefits
Medical benefits
Your Blue Medicare Supplement℠ plan covers Medicare deductibles and coinsurance for a variety of health needs:
- Hospital stays
- Skilled nursing facilities
- Diagnostic tests
- Medications
- Surgical services
- Medical supplies
Your Outline of Coverage includes important information about what you pay for services. Visit Blue Connect℠ to see your coverage and payment details.
Fitness
FitOn Health1 is a fitness and health platform that gives you access to 13,000+ gyms and studios, including popular gyms like O2, Life Time, YMCAs and more.2 With $112 per month to spend, we’re giving you the flexibility to choose the best fitness options for you. Use the funds on:
- The gym(s) of your choice (even if it’s not in the FitOn network)
- In-person classes
- Premium FitOn equipment like yoga mats, dumbbells and more
Plus, enjoy unlimited use of the digital platform with live and on-demand classes from expert instructors, activity tracking, nutrition programs and more.
Discounts on health and wellness
With Blue365®, you can save on almost everything you need to support a healthy lifestyle at no additional cost.
- Discounts at top health and wellness retailers
- Deals to help members stay happy and healthy
- Discounts on goods and services, such as laser eye surgery, medical bracelets, and more
Simply register for Blue365 discounts to have deals delivered right to your email inbox.3
Hearing benefits
Taking care of your hearing is important. The TruHearing® plan covers one hearing aid, per ear, per year for a low copayment:
- $699 for TruHearing Advanced hearing aids
- $999 for TruHearing Premium hearing aids
As part of the TruHearing program, a licensed provider will consult with you about your hearing aid options that best fit your lifestyle and needs.
To learn more or to schedule an appointment, call 866-201-9212 (TTY: 771) from 8 AM to 8 PM, Monday through Friday.3
Find the care that's right for you
Medicare Supplement members can see any provider who accepts Medicare. To find a provider near you, visit medicare.gov.
Explore care options, or log in to Blue Connect℠ to search existing coverage.
Flexible plans
You're not locked into a plan that doesn't fit your needs. If what you need changes, our exclusive Blue-to-Blue℠ program can help you switch to a plan that fits you better:
- Without additional medical exams
- Without additional health questions
For more information, call 800-478-0583 (TTY: 711).
About your policy
Your policy is your insurance contract. Log in to the member portal on Blue Connect to read your policy and understand your rights and duties and those belonging to Blue Cross and Blue Shield of North Carolina (Blue Cross NC).
Blue Medicare Supplement plans have some limitations and exclusions. For example, Blue Cross NC does not provide benefits for services, supplies or charges that are:
- Not Medicare-eligible expenses under the Medicare program unless otherwise noted
- Incurred prior to the effective date of coverage, including any expenses when a subscriber is an inpatient on the effective date of coverage
- Payable under Medicare
If you're enrolled in a plan, you'll receive a policy and outline of coverage that will contain detailed information about your plan benefits, exclusions, and limitations. Your policy is your insurance contract. Please read your policy to understand all your rights and duties and those belonging to Blue Cross NC.
If there is any difference between what you read here and your insurance policy, the provisions of the policy will rule. Neither Blue Cross NC nor its agents are affiliated with Medicare or endorsed by the US government.
Disclosures:
Blue Cross and Blue Shield of North Carolina is an HMO, HMO-POS, PPO and PDP plan with a Medicare contract. Enrollment in Blue Cross and Blue Shield of North Carolina depends on contract renewal.
Blue Cross and Blue Shield of North Carolina Senior Health DBA Blue Cross and Blue Shield of North Carolina is an HMO-POS D-SNP plan with a Medicare contract and a NC State Medicaid Agency Contract (SMAC). Enrollment in Blue Cross and Blue Shield of North Carolina Senior Health depends upon contract renewal.
Blue Medicare Supplement plans offered: Plan A: BMS A, 1/24, Plan G: BMS G, 1/24, Plan HI DED G: BMS HDG, 1/24, Plan K: BMS K, 1/24, Plan N: BMS N, 1/24.
Blue Medicare Supplement is not endorsed by or affiliated with the United States Government or the federal Medicare program.
The federal government requires all Medicare Advantage members to continue paying their Part B premium each month.
Blue Cross and Blue Shield of North Carolina does not discriminate based on race, ethnicity, national origin, religion, gender, age, mental or physical disability, health status, claims experience, medical history, genetic information, evidence of insurability, sexual orientation or source of payment. All Blue Cross and Blue Shield of North Carolina items and services are available to all eligible beneficiaries in the service area.
Links marked with an external site icon indicate that you're leaving BlueCrossNC.com and Blue Cross and Blue Shield of North Carolina's plan information. The site you're going to is either a third-party vendor contracted with Blue Cross NC to provide services or an external website independent of Blue Cross NC.
To view PDF documents, you need to download and install Adobe Acrobat Reader on your computer.
Blue Cross and Blue Shield of North Carolina (Blue Cross NC) offers several decision-support tools to aid you in making decisions around your health care experience. These tools are offered for your convenience and should be used only as reference tools. You should consult your own legal counsel, tax advisor or personal physician as applicable throughout your health care experience.
Out-of-network / non-contracted providers are under no obligation to treat Plan members, except in emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services.
The Blue FlexCard is issued by Stride Bank, N.A., Member FDIC, pursuant to license by Mastercard International. Stride Bank is an independent company offering debit card services and is solely responsible for its products.
Blue Cross NC contracts with independent companies to provide supplemental benefits. Those companies are responsible for the services they provide. They do not provide Blue Cross or Blue Shield products or services. Marks and trade names are property of their respective owners.
Change Healthcare is an independent company providing revenue and payment cycle management on behalf of Blue Cross and Blue Shield of North Carolina.
FitOn Health is an independent company providing health and fitness services on behalf of Blue Cross and Blue Shield of North Carolina.
CareLinx is an independent company providing in-home care solutions on behalf of Blue Cross and Blue Shield of North Carolina.
TruHearing is an independent company providing hearing health and hearing aids on behalf of Blue Cross and Blue Shield of North Carolina.
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Blue Cross NC contracts with independent companies to provide supplemental benefits. Those companies are responsible for the services they provide. They do not provide Blue Cross or Blue Shield products or services. Marks and trade names are property of their respective owners.
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In-network gyms are subject to change.
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This is a non-insurance offering.
Current as of 07/12/2024 | Y0079_12997_M CMS Accepted 10202024 | U36079, 6/24
Blue Cross and Blue Shield of North Carolina does not discriminate on the basis of race, color, national origin, sex, age or disability in its health programs and activities. Learn more about our non-discrimination policy and no-cost services available to you.
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